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Baccarat - Game Rules


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Baccarat
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Game Rules

Two cards are dealt face up to both the Player and the Banker. If one hand has a natural, that hand wins. If both hands have a natural, the higher natural wins. If both hands have the same natural, it's a tie.

If neither the Player nor the Banker has a natural, then play goes to the Player.

The Player's hand stands on a score of 6 or 7. If the score is less than 6, the Player draws one card and receives a new score based on the value of all three cards.

Rules of Play for Player

When the Player's first two cards total: Player Action
0, 1, 2, 3, 4, 5 DRAW
6, 7 STAND
8, 9 STAND (natural)

Now it is the Banker's turn. When the Player stands on 6 or 7 (and therefore did not draw a third card), the Banker's play is quite straightforward. The Banker must draw on scores of 0, 1, 2, 3, 4, or 5 and stand on 6 or 7.

Rules of Play for Banker when Player Stands on 6 or 7

When the Banker's first two cards total: Banker Action
0, 1, 2, 3, 4, 5 DRAW
6, 7 STAND
8, 9 STAND (natural)

However, if the Player did draw a third card, the Banker's play gets more interesting. In this case, the Banker stands on a score of 7 but draws or stands on scores of 6 or less depending on the value of the Player's THIRD CARD (not on the score of the Player's HAND). The rules governing whether the Banker draws or stands are as follows:

Rules of Play for Banker when Player Draws a Third Card

Banker's
Score
Player's Third Card
0 1 2 3 4 5 6 7 8 9
7 S S S S S S S S S S
6 S S S S S S D D S S
5 S S S S D D D D S S
4 S S D D D D D D S S
3 D D D D D D D D S D
2 D D D D D D D D D D
1 D D D D D D D D D D
0 D D D D D D D D D D
S = STAND D = DRAW


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