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In Baccarat you make a wager that either the Player's hand will win, the Banker's hand will win, or that the game will result in a tie.
The object of baccarat is to predict which hand will get a point value closest to 9, keeping in mind that all ten-value cards count as zero and aces count as one. To participate in the game, you place your wager on the Banker's hand, on the Player's hand, or on a tie. Then the Player and the Banker are each dealt a two-card hand. Following standard baccarat rules (shown below), a third card is dealt to the Player and/or the Banker. The players place a wager on either the Bank's hand or the Player's hand. The winning hand is the one with the point total closest to nine after all the cards are dealt. You can also choose to place your bet on a tie, when both hands have equal point values. If the game does result in a tie, a wager for the Banker or the Player is returned. All winning wagers for the Banker and the Player pay even money. However, if you win by betting on the Banker, the bank receives 5% commission. If you correctly wager that the two hands will tie, your payoff is 8 to 1.